Michael Joseph
                        President and CEO
                     
                    
                    
                        
Since mid-1989, Mr. Joseph has purchased and/or developed over 6,500
apartment units and over 800,000 square feet of commercial space, totaling more
than $700 million located in New York, Pennsylvania, Indiana, Ohio, and Kentucky
. 
Additional experience:  From 1982-1989,
Michael led the Real Estate Finance department at Mabon, Nugent and Co. that
arranged or participated in over $400 million of real estate financing and
performed a wide range of advisory services including mortgage financing,
syndication and other real estate investments.
Education:
- MBA, Boston University, 1982
 - BA, State University of New York at Binghamton, 1981
 
Community Leadership:            
- Board of Directors, Albright Knox Art Gallery
 - Chairman, Board of Directors, Roswell Park Comprehensive Cancer Center
 - Past President, Elmwood Franklin School
 - Past Member, Board of Governors, Jewish Federation of Western New York
 - Past Member, Board of Directors, Buffalo Seminary
 - Past Member, Board of Trustees, University at Buffalo Foundation
 - Past Trustee, The Foundation for Jewish Philanthropies
 - Past Chair, United Jewish Appeal Campaign
 - Past President, Westwood Country Club
 - Past Treasurer, Buffalo Philharmonic Orchestra